Jammy: Mama, why won't you let us spend our money to buy the toys we want?
Me: Because the toys you want are pretty expensive! You just bought yourselves some Webkinz stuffies last month, and now you want to buy a Star Wars Lego set?
Jammy: But I can afford it, it only costs $10.
Me: I know, but then you won't have much money left. Why don't you wait and save up? Getting an allowance doesn't mean you have to spend all of it. You can spend some of your money, but you should also save some of it and set aside a bit for charity, you know, to give to the poor.
Jammy: But mama, you only give me a dollar per month! I AM the poor!